Microsoft Copilot (Chat)
Free AI chat — no enterprise data, no Office app integration
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What Is Copilot Chat?
Copilot Chat is the free AI chatbot available to most M365 users. It can answer questions, generate text, and help brainstorm — but it does NOT access your organisation’s data.
Copilot Chat vs Microsoft 365 Copilot
| Feature | Copilot Chat (Free) | M365 Copilot ($30/mo) |
|---|---|---|
| Price | Free | $30/user/month |
| AI chat interface | ✅ | ✅ |
| Access your emails, files, calendar | ❌ | ✅ |
| Works in Word, Excel, PowerPoint | ❌ (removed April 2026) | ✅ |
| Meeting summaries in Teams | ❌ | ✅ |
| Grounded on enterprise data | ❌ | ✅ |
| Available in standalone Copilot app | ✅ | ✅ |
| Available in Teams | ✅ | ✅ |
⚠️ April 2026 change: Copilot Chat was removed from Word, Excel, and PowerPoint for users without the paid Copilot licence. This means free users can only access Copilot via the standalone app and Teams.
Frequently Asked Questions
1. Where can I still use Copilot Chat for free?
The standalone Copilot app (copilot.microsoft.com) and within Microsoft Teams. It’s been removed from Word, Excel, and PowerPoint desktop/web apps.
2. Should I pay for the full Copilot?
If you live in Outlook and Teams, the meeting summaries and email drafting alone justify the $30. If you rarely use Office apps, the free Chat may be sufficient.