Microsoft Copilot Studio

$200 per user / month (USD) $200 / 25,000 Copilot Credits per month (or PAYG $0.01/credit)
Power Platform

Build custom AI agents and copilots with generative AI

Verified: August 2026 · 2 min read

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Who Is Copilot Studio For?

Copilot Studio is for IT teams and makers building custom AI chatbots and agents — HR bots, IT helpdesk agents, customer service bots, and knowledge assistants.

Key capabilities:

  • 🤖 Build custom copilots with generative AI (GPT-powered)
  • 📁 Ground on your data — SharePoint, websites, Dataverse, custom APIs
  • ⚡ Integrate with Power Automate for workflow actions
  • 💬 Deploy to Teams, websites, email, and more
  • 🔐 Enterprise security — data stays in your tenant
FeatureDetail
Pricing$200/tenant/month (prepaid) or pay-as-you-go
Copilot Credits included25,000/month with the prepaid pack
Pay-as-you-go$0.01 per Copilot Credit (via Azure)
Billing modelFeature-based Copilot Credits (formerly “messages”, renamed 1 Sep 2025)
AI modelsCurrent frontier models (GPT + Anthropic Claude), enterprise-grade
ChannelsTeams, web, email, custom

How Copilot Studio Is Billed — Copilot Credits

Since 1 September 2025, Copilot Studio usage is metered in Copilot Credits (the old “messages” unit — pack sizes and rates were unchanged, just renamed). Consumption is feature-based, so one interaction can cost several credits:

ActionCopilot Credits
Classic answer1
Generative answer2
Agent action5
Tenant graph grounding (Microsoft 365 data)10

Two ways to pay: a prepaid pack ($200 / 25,000 credits per month, no rollover) or pay-as-you-go ($0.01/credit via an Azure subscription). Larger rollouts can pre-purchase Copilot Credit Commit Units (CCCUs).

Zero-rated for Microsoft 365 Copilot users: employee-facing agents used by licensed Microsoft 365 Copilot users inside Copilot, Teams or SharePoint don’t consume paid credits (within fair-use limits). External / customer-facing agents, unlicensed users, standalone channels and autonomous runs do. ⚠️ Computer use (CUA) is the exception — it’s billed even for licensed users.

→ Full detail: Copilot Credits explained · Is Copilot Studio free?

Harnesses (New in 2026)

Every Copilot Studio agent now runs on a harness — and the one you choose changes billing:

  • Standard harness — rule-based agents and agent flows. Free to build and test; credits once you publish and run at scale (everything above describes this harness).
  • GitHub Copilot harness (GA 3 August 2026) — reasoning-heavy, multi-step agents. Usage-based billing from the moment you start building — creating, previewing, testing and evaluating all consume credits, unlike the standard harness which only bills after publish.
  • Copilot chat harness — extends Microsoft 365 Copilot Chat with your knowledge; consumption-based or included in the Microsoft 365 Copilot licence.

→ More: Choose a harness · GitHub Copilot harness billing

Frequently Asked Questions

1. Is Copilot Studio included in M365 E7?

E7 includes Copilot and Copilot Studio agent builder capabilities. The standalone $200/tenant licence is for organisations on E3/E5 who want to build custom agents.

2. How many agents can I create?

Unlimited agents. The 25,000-Copilot-Credit prepaid allowance (or your pay-as-you-go spend) is pooled across all agents in your tenant.

Disclaimer
Pricing is in USD (list price, per user, per month) sourced from official Microsoft pricing pages as of August 2026 — pricing, features, and availability are subject to change. Always check the official Microsoft pricing page for the latest information, and contact your Microsoft representative for local pricing, volume discounts, and tailored offers. The views expressed on this page are personal and do not represent official positions of Microsoft.
Detailed visual feature maps by M365 Maps (Aaron Dinnage) · Built by A Guide to Cloud & AI