Pick features you need — get the cheapest M365 plan instantly
Pick features you need — get the cheapest M365 plan instantly
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Productivity
Security
Identity & Access
Compliance
Device Management
AI & Copilot
Voice & Calling
Advanced options
Multi-segment planning
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Toggle the features you need on the left, and we'll find the cheapest plan instantly.
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Your Stack
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Cheapest way to get Copilot
44/user/month · Business Standard + Copilot add-on
Details
The cheapest path is **Business Standard ($14)** + Copilot add-on ($30) = **$44/user/month**. This gives you desktop Office apps, Teams, email, and full Copilot. For enterprise, **M365 E3 ($39)** + Copilot ($30) = **$69/user/month** also adds security. If you're going all-in, **M365 E7 ($99)** includes Copilot plus everything else — saves money if you'd be buying 3+ add-ons anyway.
E3 vs E5 for 500 users
Depends on feature count
Details
**E3 ($39)** covers productivity, basic security (Defender P1, Entra P1, Intune P1), and compliance (DLP, eDiscovery Standard). **E5 ($60)** adds advanced security (Defender P2, Entra P2), compliance (Insider Risk, Audit Premium), Power BI Pro, and Teams Phone. The **$21 gap** is worth it if you need 3+ of those E5 features — buying them as add-ons often costs more. For 500 users, E3 = $19,500/mo vs E5 = $30,000/mo. If you only need Entra P2 ($6), E3 + add-on = $22,500/mo — cheaper than E5.
What does F3 actually include?
10/user/month · M365 F3
Details
**M365 F3 ($10/user/month)** is designed for shift workers, retail, and field staff. You get: Teams (full), web/mobile Office apps (full editing), SharePoint, OneDrive (2 GB), Exchange (2 GB kiosk), Entra ID P1, Intune P1, and Windows Enterprise. Key limitation: **no desktop Office apps** and **small mailbox/storage**. If workers need desktop apps, consider assigning them a Standard or E3 licence instead.
Do I need E5 for Conditional Access?
M365 E3 or Business Premium
Details
No, you do **not** need E5 for Conditional Access. It's part of **Entra ID P1**, which is included in **M365 E3 ($39)**, **Business Premium ($22)**, and even **F1 ($3)** and **F3 ($10)**. E5 includes Entra ID **P2** which adds PIM and Identity Protection — only needed for privileged access management and risk-based policies.
Cheapest full security stack
60/user/month · M365 E5
Details
**M365 E5 ($60)** includes everything: Defender for Endpoint P2, Defender for O365 P2, Defender for Identity, Defender for Cloud Apps, and Entra ID P2. Buying these as add-ons on E3 costs: Endpoint P2 ($5.20) + O365 P2 ($5) + Identity ($5.50) + Cloud Apps ($3.50) + Entra P2 ($6) = **$25.20 in add-ons** → E3 + add-ons = $64.20 — more expensive than E5. **E5 wins** if you need 3+ security features.
Best plan for 50-user business
14/user/month · Business Standard or Premium
Details
For most small businesses: **Business Standard ($14)** is the sweet spot. You get desktop Office apps, Teams, email, SharePoint, and OneDrive. If you need security (Intune, Defender, Conditional Access), upgrade to **Business Premium ($22)** — it's the most cost-effective security bundle under 300 seats. For 50 users: Standard = $700/mo, Premium = $1,100/mo. The $400 difference buys you device management, threat protection, and DLP.
What's in Microsoft 365 E7?
99/user/month · M365 E7 (if GA)
Details
**M365 E7 ($99/user/month)** is Microsoft's new top-tier plan (GA May 2026). It includes **everything in E5** plus: Microsoft 365 Copilot (normally $30 add-on), Copilot Studio, Agent 365, Entra ID Governance, Intune Plan 2, and advanced security features. If you're on E5 + Copilot ($60 + $30 = $90), E7 at $99 gives you $9 more for significantly more features. Best for organisations standardising AI across all users.
E3 + security add-ons vs E5
E5 if 3+ add-ons needed
Details
**Breakpoint: 3 security/compliance add-ons.** E5 costs $21/mo more than E3. Common add-on prices: Entra P2 ($6), Defender Endpoint P2 ($5.20), Defender O365 P2 ($5), Identity ($5.50), Cloud Apps ($3.50). If you need any 3 of these, you're at $15-17 in add-ons — close to E5's gap. If you also want Power BI Pro ($10) or Teams Phone ($8), E5 is definitively cheaper. **Rule of thumb:** 3+ add-ons → go E5.
How does the Licence Picker work?
Toggle the features you need — Teams, Copilot, Defender, Intune, and more. The tool instantly calculates the cheapest Microsoft 365 plan (or plan + add-on combo) that covers everything you selected. No sign-up needed, everything runs in your browser.
Is the pricing data accurate?
We use official Microsoft list prices in USD, verified quarterly. Actual prices may vary based on your Enterprise Agreement, CSP partner discounts, volume licensing, and currency. Use the results as a directional guide and confirm with your Microsoft rep.
Can I compare Business plans to Enterprise plans?
Yes! The tool includes Business Basic, Standard, Premium, Office 365 E1/E3/E5, Microsoft 365 E3/E5/E7, and Frontline F1/F3. It automatically recommends the best option regardless of plan family, but notes seat limits (Business plans cap at 300 users).
What about Microsoft 365 E7?
E7 is included in comparisons and recommendations. It launched in May 2026 and bundles E5 + Copilot + Copilot Studio + Entra Governance. At $99/user/month, it's the all-in-one option for AI-ready enterprises.
Does this handle add-on pricing?
Yes. If no single plan covers your needs, the tool recommends the cheapest base plan + add-on combination. The Add-on Calculator tab also lets you manually build a stack with any base plan and see compatible add-ons.
Is my data private?
Completely. All plan data is embedded in the page. Your feature selections and cost calculations never leave your browser. No cookies, no tracking, no sign-up.